What We Do
We are able to help with all aspects of personal and business financial planning but concentrate on helping people in the years approaching retirement, ‘at retirement’ planning and the years beyond.
When taking decisions at these times it is reassuring to be guided by the most highly qualified members of the financial planning profession with years of complaint-free advising behind them. Having two generations of advisers offers the rare combination of both experience and continuity of service to our clients.
We always aim to be competitive on price and unsurpassed for service.
From 10-15 Years Before Retirement
Ideally starting from 10-15 years before retirement we will make a thorough assessment of your existing arrangements to let you know what income you might expect, your likely options at retirement and recommend any improvements.
Investment of assets inside and outside of pensions is crucial at this stage and can often be improved while reducing the cost of old pension contracts.
There are many crucial decisions to be made at this point which will affect you and your dependents for the rest of your lives. Retirement is seldom a straightforward matter these days with a multitude of choices to be made and we are experts at guiding clients through this process.
Many people choose to keep at least part of their pension invested in a ‘SIPP’ for flexibility and we provide ongoing investment advice for this and other assets. We can also help with all aspects of Inheritance Tax planning to ensure assets are efficiently passed to the next generation.
We handle a wide range of investment portfolios both inside and outside pension arrangements. Each portfolio is tailor made to the needs of each individual client and is reviewed frequently.
In addition to our standard investment management service we are happy to offer clients with investable assets in excess of £250,000 access to our unique ‘dynamically rebalanced’ portfolios. These aim to take advantage of the natural market ups and downs to enhance investment performance.
Please contact us to find out what we can do for you.
'Simply the best personal service and support anyone could ask for.'